Simpson County Homes under $200,000

Simpson County Homes under $200,000

Welcome to Simpson County, a hidden gem nestled in the heart of Kentucky! Known for its rich history and warm community spirit, Simpson County is a delightful place to call home. The county seat, Franklin, is a charming city that perfectly blends small-town charm with modern conveniences. With its picturesque landscapes, friendly neighborhoods, and a strong sense of community, Simpson County offers a quality of life that is hard to beat.

For those looking to invest in their dream home without breaking the bank, Simpson County has an array of options available under $200,000. This is an incredible opportunity for first-time homebuyers, families, and anyone looking to enjoy the tranquility of suburban living. From cozy single-family homes to quaint bungalows, the diverse real estate market in Franklin caters to various tastes and needs. Imagine settling into a charming home with a welcoming front porch, where you can enjoy the gentle Kentucky breeze and the vibrant colors of the changing seasons.

Living in Simpson County means you’ll have access to local parks, recreational activities, and a tight-knit community that hosts numerous events throughout the year. Whether you’re exploring the historic downtown area filled with unique shops and eateries or enjoying the scenic beauty of the surrounding countryside, there’s always something to do.

With affordable housing options and a rich community spirit, Simpson County is the perfect place to find your new home. Discover the possibilities today and let the charm of Franklin welcome you!

Newest Simpson County Homes under $200,000

202 Montague Street, Franklin
$174,900
3 Beds ⋅ 1 Baths ⋅ RA20265882 MLS
Charming brick home in the heart of downtown Franklin, just a short walk to the square! This 3-bedroom, 1-bath home offers potential for a 4th bedroom plus a finished partial basement for additional living or storage space. Enjoy a spacious driveway, patio, carport, and storage shed. Recent updates include an HVAC system approximately 3 years old, roof approximately 2 years old, and windows replaced in 2023. Convenient location with plenty of space and potential!

202 Montague Street, Franklin
1213 Derek Drive, Franklin
$199,900
3 Beds ⋅ 2 Baths ⋅ RA20265369 MLS
Charming 3 bedroom 2 bathroom home in the heart of Franklin. Conveniently located just minutes from shopping, dining, schools, and every day needs. This well-maintained home features many updates throughout, including granite countertops, tile and laminate flooring, Walk in showers in both bathrooms offer safety and convenience. Enjoy relaxing on the covered front porch or entertaining guests in the spacious fenced backyard. Plenty of outdoor space for gatherings, pets or family fun. Don't miss this move-in ready home with comfort, style, and convenience all in one.

1213 Derek Drive, Franklin
417 Morris Street, Franklin
$184,900
2 Beds ⋅ 1 Baths ⋅ RA20265224 MLS
Welcome to this adorable 2 bedroom 1 bath home! Updated throughout the inside featuring an open concept kitchen and living area, large island and new appliances. Roof is also less than 3 years old! This could make the perfect home for a first-time buyer or an investment property

417 Morris Street, Franklin
213 Liberty Street, Franklin
$110,000
3 Beds ⋅ 1 Baths ⋅ RA20265055 MLS
What Potential! Investors check this one out. This home offers over 1500 square feet that could be renovated into a wonderful home for living full time or for rental. The large lot is deep and offers a variety of possibilities. This home was once beauty, as evidenced by the character within. Come see this one and envision what it could be. It is being sold as is-where is and it will not qualify for government loans.

213 Liberty Street, Franklin
419 S Railroad Street, Franklin
$70,000
2 Beds ⋅ 1 Baths ⋅ RA20265051 MLS
Calling all investors! Excellent investment property with the ability to create instant equity with renovations. 2 bedrooms & 1 bath with spacious backyard. Home will not qualify for govt loan in current condition- selling as is.

419 S Railroad Street, Franklin
417 S Railroad Street, Franklin
$70,000
2 Beds ⋅ 1 Baths ⋅ RA20265050 MLS
Calling all investors! Excellent investment property with the ability to create instant equity with renovations. 2 bedrooms & 1 bath with spacious backyard. Home will not qualify for govt loan in current condition- selling as is.

417 S Railroad Street, Franklin
506 Millwood Drive, Franklin
$188,000
3 Beds ⋅ 2 Baths ⋅ RA20265000 MLS
Charming 3-Bedroom Home Near Simpson Elementary! This 3-bedroom, 1.5-bath home offers approximately 1,050 sqft of comfortable living space and numerous recent updates. Improvements include brand-new dishwasher, stove, flooring throughout, a new HVAC system, new water heater, fresh exterior pressure washing, and new screens on the back porch, duct cleaning, new sump pump and vapor barrier in crawl space. Screened in back patio is perfect for enjoying the outdoors year-round. Situated in a quiet, established neighborhood just steps from Simpson Elementary School. Conveniently located near schools, parks, and local amenities. A turnkey property—don’t miss this opportunity!

506 Millwood Drive, Franklin
218 Witt Road, Franklin
$200,000
2 Beds ⋅ 1 Baths ⋅ RA20264475 MLS
Welcome home to this inviting 2-bedroom, 1-bathroom gem featuring warm hardwood floors throughout. The beautifully updated kitchen shines with stylish butcher block counters, a custom tile backsplash, and stainless steel appliances that are just 2 years new. The welcoming foyer sets the tone as you enter, and you'll appreciate the thoughtful extra closet space tucked into the hallways—storage that's as practical as it is rare to find. Step outside to your large, fully fenced backyard, shaded by beautiful mature trees and offering true privacy. The oversized shed is a standout feature, spacious enough to house a vehicle, plus all your tools, toys, or hobby gear. Location doesn't get much better than this. You're just steps away from a charming community filled with cozy coffee shops and local restaurants, plus walking distance to the brand-new playground near the new police station—giving you the perfect blend of small-town charm and everyday convenience. Don't miss your chance to call this one home!

218 Witt Road, Franklin
1525 Reeder School Road, Franklin
$194,900
2 Beds ⋅ 1 Baths ⋅ RA20264399 MLS
Welcome to 1525 Reeder School Road, a charming country retreat set on a beautiful one-acre lot with mature trees just outside Franklin, KY. Recently updated for modern living, this cozy home features two bedrooms, one full bathroom, and a warm, inviting layout. Inside, you’ll find a comfortable den, an eat-in kitchen with a pantry, and a separate utility room for added convenience. Outdoor living is easy with a covered front porch, a covered side entrance, and a spacious deck perfect for relaxing or entertaining. Located just minutes from downtown Franklin and close to I-65 Exit 6, this home offers quick access to Bowling Green and Nashville while maintaining peaceful country charm. Schedule your private showing today!

1525 Reeder School Road, Franklin
231 S High Street, Franklin
$175,000
3 Beds ⋅ 1 Baths ⋅ RA20263968 MLS
Rare opportunity to own a charming home with an additional lot included—all for just $195,000! This 3-bedroom, 1-bath, two-story home offers the perfect combination of affordability, space, and future potential in a convenient Franklin location. Inside, you'll find a spacious layout featuring a large kitchen and dining area, LVP flooring, hardwood floors, and carpet throughout. The oversized third bedroom upstairs provides exceptional flexibility and is large enough to comfortably accommodate two beds, making it an ideal setup for a growing family, guests, or additional living space. All kitchen appliances will remain with the home, making it move-in ready. One of the property's most unique features is the adjoining lot, which is included in the sale. According to discussions with Planning & Zoning, it is believed the lot could potentially be separated and built on, providing an excellent opportunity for future development or investment. Buyers should verify all building possibilities with the appropriate authorities. Whether you're looking to build another home, sell the lot in the future, or simply enjoy the additional yard space, the possibilities are endless. Enjoy relaxing on the inviting front porch while being just a short walk from downtown Franklin, the historic square, local restaurants, community events, and Franklin-Simpson High School activities. Investors will also appreciate the potential to own a rental property with future development possibilities on the additional lot. Whether you're searching for your first home, an investment opportunity, or a property with room to grow, 231 S. High Street offers outstanding value and endless potential in one of Franklin's most convenient locations.

231 S High Street, Franklin
300 Montague Street, Franklin
$159,900
3 Beds ⋅ 1 Baths ⋅ RA20262693 MLS
Welcome home to this charming 3-bedroom, 1,400+ sq ft home full of character and cozy appeal! Featuring all new siding and a durable metal roof, this property offers both comfort and peace of mind. Inside, you’ll find a spacious living room, kitchen/dining combo perfect for gathering, and a dedicated office space ideal for working from home or extra flexibility. Enjoy relaxing mornings and evenings on the covered front and back porches. Conveniently located just minutes from downtown Franklin, KY, this home combines small-town charm with everyday convenience. Don’t miss your chance to make it yours!

300 Montague Street, Franklin
211 Liberty Street, Franklin
$125,000
RA20260939 MLS
This duplex is an amazing investor opportunity! This property has new finishes and is currently vacant, the opportunities are endless with income potential! Contact me today for a showing!

211 Liberty Street, Franklin
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